ARNOLDS PARK, Iowa — For almost 40 years, Carole Hinders has dished out Mexican specialties at
her modest, cash-only restaurant. For just as long, she deposited the earnings at a small bank a
block away — until last year, when two tax agents knocked on her door and told her they had seized
her funds, almost $33,000.
The Internal Revenue Service agents did not accuse Hinders of money-laundering or cheating on
her taxes. In fact, she has not been charged with any crime. Instead, the money was ...